- Catch-up bookkeeping costs more than the months it covers would have.
- Monthly fees track transaction volume and the number of accounts.
- Daily reconciliation turns the month-end close into a short checklist.
- An accountant still signs off; a bookkeeper keeps the records ready.
Typical bookkeeper prices in the US
Prices fall into three shapes. Each one suits a different stage of a business.
- Freelance, hourly: commonly $25 to $60 an hour, more for catch-up work.
- Monthly service: often $300 to $2,500 a month, set by transaction volume.
- In-house: a full-time salary near $45,000 to $50,000 a year, before benefits.
What drives the monthly bill up
Volume is the obvious driver. Every bank line has to be categorised and matched. Each extra account, card or payment processor adds its own reconciliation.
The less obvious driver is delay. Three months of unmatched lines take longer than three single months. Receipts go missing, and the questions pile up for the owner at once.
Tip:Ask any bookkeeper how they price catch-up work. The answer tells you what a quiet quarter will cost you later.
What Nooticr's Bookkeeper does every weekday
Each weekday morning it reads your bank, card settlements and documents. It books what your rules already explain and matches bank lines to entries and receipts. Everything else goes into one short list of questions, never a message per transaction.
On Mondays it shows who owes you, which bills are due and the cash outlook. In the first five working days of the month it closes the month before. You get reconciled accounts, a VAT summary, a P&L, a balance sheet and a pack for your accountant.
Where an AI bookkeeper stops
It never moves money, never invents a figure and never gives tax advice. Matches, period locks and payment reminders wait for your approval.
It is not available in France. French bookkeeping needs a chartered accountant's sign-off that software cannot give.
Frequently Asked Questions
Is an AI bookkeeper cheaper than a human one?
Nooticr's Bookkeeper is $499 a month, flat. Monthly bookkeeping services commonly charge $300 to $2,500 depending on volume, and catch-up work costs extra.
Do I still need an accountant?
Yes, for tax filings and advice. The Bookkeeper keeps the records current and hands your accountant a month-end pack.
Can the AI bookkeeper pay my bills?
No. Bank access is read only. It never moves money; it tells you which bills are due.